Field notes from the desk
This is where I write down the real situations that come across my desk. Not marketing, not rate talk, just what actually happened and what you can learn from it. Some of it will be a file three other lenders turned down. Some of it will be a first-time buyer who thought they were years away from owning. Some of it will be a change in a program or the market that you should know about. I have spent 28 years protecting people, first in the fire service and now in mortgages, and the pattern is the same: the people who understand their options make better decisions. If a story here sounds like your situation, that is not a coincidence, and it is exactly the kind of thing I like to help with. Call or text me at (941) 941-5150, or get a second look at https://1rmtg.com/second-look/.
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Have a question about your own situation? I answer the phone. No pressure, no pitch, and if your current plan is the right one I will tell you that.
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More from Tony
1rmtg.com home · About Tony · How I run a mortgage call · All Field Notes posts
Loan programs: All loan options · First-time buyer · Self-employed · Refinance · HELOC and home equity · Non-warrantable condos
Where I lend: Sarasota · Lakewood Ranch · Bradenton · Venice · Every Florida location
Still have a question? 74 mortgage questions, answered straight
Tony Fitzgerald, NMLS #1284924. 1st Response Mortgage, powered by Mpire Financial Group LLC, NMLS #2108504, Florida Mortgage Lender License #MLD2467. Equal Housing Lender. NMLS Consumer Access: nmlsconsumeraccess.org. This article is general education, not financial, tax, or legal advice, and not an offer of credit or a commitment to lend. Terms vary by borrower, property, and transaction, and program guidelines change over time.
