Field notes from the desk
Published on: 20/07/2026
Real stories from Tony Fitzgerald's desk, The Mortgage Jedi. What actually happened with real files and what you can learn from it.
Field Notes
Field Notes
Real files. Real numbers. What actually happened.
Notes from Tony Fitzgerald's desk on how Florida mortgages actually work — the escrow resets, the homestead deadlines, and the details nobody mentions at the closing table. Written for Sarasota, Bradenton, and the Gulf Coast.
Tony Fitzgerald · NMLS #1284924 · 1st Response Mortgage is a registered DBA of Barrett Financial Group, L.L.C. · NMLS #181106 · Florida License #MLD1880 · 2701 East Insight Way, Suite 150, Chandler, AZ 85286 · Licensed in Florida · Equal Housing Opportunity Lender